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What happens if a debtor does not include all of their creditors?

Date:2023-02-05
If a debtor fails to include all of their creditors in the bankruptcy filing, the debtor risks the creditors not being discharged. This means that these creditors could still attempt to collect the debt through collection agencies, judgments, or garnishments. Depending on the state, this means that a debtor can be held liable for any remaining debts even after the bankruptcy is discharged. Ultimately, a debtor should include all creditors in their bankruptcy filing to ensure that all debts are discharged.
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